About Foreclosure Support

Canadian-owned. Private. Helping homeowners explore options when mortgage payments slip.

Why this exists

Most Canadian homeowners facing foreclosure don't know they have options. They get a demand letter, panic, and either freeze or sell at the worst possible price to the first person who calls. Months later, they realize they could have walked away with cash, kept their credit intact, or worked out a refinance — if only someone had laid out their choices clearly.

Foreclosure Support exists to be that someone. We're not lawyers or counsellors, and we don't pretend to be. We're private real estate investors who know this process well — and we'd rather give honest advice and lose a deal than push someone into a sale that wasn't right for them.

Canadian homeowners we typically help

• Behind on mortgage payments. Missed one, two, or three payments. The bank's calls are getting more serious.
• Received a demand letter or foreclosure notice. Formal action has started but the process isn't complete.
• Facing power of sale. Particularly in Ontario, BC, and the Atlantic provinces, where timelines move quickly.
• Need to sell before foreclosure. Want certainty + a clean exit on a chosen timeline.
• Overwhelmed by debt. Mortgage plus other debts have become unmanageable.
• Banks said no. Refinancing through traditional channels is no longer an option.

How we're different

100% confidential

What you tell us stays between us. We do not share information with your lender, your spouse, your family, your neighbours, or anyone else without your explicit consent. Many of our conversations end with no transaction — and that's the end of it.

No fees from homeowners

We earn a return only if we end up purchasing the property — at a price you agree to. We do not charge for consultations, advice, referrals, or assessments. If we refer you to a mortgage broker, lawyer, or credit counsellor, you pay them their normal fee (or, in the case of non-profit counsellors, nothing) and we receive nothing on that side.

Real options, not just "we buy houses"

If buying your house isn't the right answer, we say so. We've referred homeowners to mortgage brokers, lawyers, credit counsellors, and Licensed Insolvency Trustees when those were the better fit. We don't make money on those referrals. We make money on the situations where we ARE the right fit — and we earn that by being straight with everyone else.

Speed without pressure

Foreclosure deadlines are real. So is the right to take a few days to think and consult your own lawyer. Anyone who pressures you to sign on the spot — including someone claiming to "help" — is not on your side. We move quickly when speed serves you and slow down when slowing down serves you.

How we make money (so it's clear)

When we purchase a property, we typically buy below current market value because the homeowner values speed and certainty over maximizing price. We then either sell the property to another investor or homeowner (an "assignment" or "resale"), refinance and rent it out, or hold it as an investment. The spread between what we pay you and what we eventually get out of the property is how we earn. That spread varies — sometimes it's modest, sometimes substantial — and it's disclosed in plain English in the purchase contract.

We tell you this upfront because we want you to feel informed, not manipulated. Real estate investment is a legitimate business, but it works only when the seller is genuinely better off taking the offer than the alternatives. That's why we lay out alternatives first.

Who we are not

Foreclosure Support is not a lender, bank, lawyer, paralegal, financial advisor, credit counsellor, charity, government agency, or non-profit organization. We are not affiliated with the Canada Mortgage and Housing Corporation (CMHC), any provincial housing authority, or any specific mortgage holder. We operate as a private real estate investment business under Canadian law.

If you're not sure who someone calling you about your mortgage situation actually is, you have every right to ask — and we encourage you to verify before sharing any details about your finances.

Contact

• Email: hello@foreclosuresupport.ca
• Phone: (587) 555-1234 (call or text)
• Form: Start a confidential conversation